Ramil and I have ascertained that the key to achieving our goals is to find other means of earning additional income. We know that our small family will not have a car, a house, and other things we may want to live comfortably by staying as employees. We know that we need to have something of our own, something that will directly reward any hard work we put into it. Among the many ideas we’ve thought of is getting a franchise of a food outlet. Hopefully, we can save up enough to invest our money in something like that.