I’ve recently learned of someone’s friend whose father died of a heart attack. The eldest child in the family is already working but the three younger children are still studying. The eldest child is now burdened with tuition fees and their other living expenses because the father didn’t leave anything for them. He didn’t even have any term life insurance or even savings. It makes me realize how important it is to be ready for such events. Ramil and I can’t help but think that we wouldn’t want anything to happen to us and leave Mateo without anything.